Agentic capacity access for specialty and MGAs
Broker and MGA agents can pre-screen capacity appetite and terms from approved markets, potentially accelerating facultative placement without granting unauthorized binding powers.
Executive question
How will carriers and capacity providers publish machine-readable risk appetite and limits?
What to measure
- Valid capacity matches
- Referral and decline reasons
- Bind authority exceptions
- Placement friction
Relevant products and standards
ACORD's insurance data standards, including P&C (XML, AL3) and Global Reinsurance & Large Commercial (XML, JSON), covering placing, policy, claims and settlement data.
Agent that moves commercial insurance broker submissions from intake to a decision-ready file within the carrier's pricing, appetite and authority rules, with underwriter review where needed.
An AI-assisted platform for Marsh's brokers in the London insurance market that helps match and send placement requests, negotiate terms and bind contracts. Brokers approve every placement.
Relevant examples, not documented integrations, completeness, certification or endorsement. Listed alphabetically.
Evidence and current limits
Strategic pathway; not an observed market-wide adoption rate.
Draft analysis, under editorial review.