Autonomous mobility, robotics and product liability
Insured risks may migrate as vehicles, warehouses and industrial assets delegate decisions to embodied or software agents; attribution of control becomes important.
Executive question
Who bears liability when an autonomous system causes physical damage?
What to measure
- Autonomous operating hours and risk type
- Attribution chain
- Product vs operator liability classification
- Coverage wording exceptions
Relevant products and standards
Liability insurance for small and medium US businesses covering lawsuits from their use of AI, sold through partner insurers' business policies. Announced March 2026, pending regulatory approval.
Insurance that covers losses when an AI system underperforms: one way the risk of agent errors can be transferred.
Relevant examples, not documented integrations, completeness, certification or endorsement. Listed alphabetically.
Evidence and current limits
Strategic pathway; not an observed market-wide adoption rate.
Draft analysis, under editorial review.