Industries › Global Banking & Financial Services › Commercial, corporate & wholesale banking › B14

Corporate treasury, payables and delegated procurement

Indirect + DirectEmerging agent use + policy analysisCFOCIOCROCEO

Company agents may seek payment terms, optimize cash deployment, authorize permitted procure-to-pay tasks and increase demands on corporate banking APIs.

Open in the interactive banking map →

Executive question

How will our business customers want to instruct and supervise agent-managed money?

What to measure

  • Corporate agent payment volume (observable)
  • Approval chains and exception rates
  • Liquidity forecasting and cash visibility

Relevant products and standards

Mastercard Agent Pay In useRelevant example

Mastercard's agentic payments program using Agentic Tokens. Announced Apr 2025; enabled for US cardholders by late 2025; live test transactions with 17 Latin American issuers and processors (Mar 2026).

Microsoft Copilot Studio In useRelevant example

Copilot Studio is a platform to build, customize, deploy and manage AI agents and workflows with built-in security and governance.

Visa Intelligent Commerce Limited rolloutRelevant example

Visa's program for agent-initiated card payments: agent tokens, the Trusted Agent Protocol and the Agentic Ready issuer program. Live in the US and Europe; expanding in Asia-Pacific and Latin America.

Corporate banking APIsTreasury management systemsVisa Commercial Solutions

Relevant examples, not documented integrations, completeness, certification or endorsement. Listed alphabetically.

Evidence and current limits

Strong financial logic; customer uptake must be measured, not assumed.

Research candidate — reviewer approval required

Other pathways